Your application to LCC Capital

Choose a car, then send your application.

LCC Capital reviews your current circumstances through its in-house underwriting team. A previous decline does not stop you applying.

Before you start

  • Have your UK driving licence ready.
  • Upload three months of statements showing your salary or regular income.
  • Your application has two parts. After you send this page, we email you a link to Part 2. It asks about your address history, work and income.

If one point does not fit, you can still apply and explain it in the notes.

Questions? Read the FAQs

Step 1

Choose your vehicle

Prices shown are based on three monthly rentals upfront, a 36-month contract and 10,000 miles per year.

Swipe sideways or use the arrows.

Nissan Juke in Pearl Black MetallicIn Stock

2024-74

Nissan Juke

£349per month

1.0 DiG-T 114 N-Connecta 5dr

Gearbox
Manual
Fuel
Petrol
Mileage
32,000
Annual miles
10,000
Vauxhall Mokka in Jade WhiteIn Stock

2024-74

Vauxhall Mokka

£359per month

1.2 GS Turbo (100ps)

Gearbox
Manual
Fuel
Petrol
Mileage
32,000
Annual miles
10,000
Nissan Juke in Gun MetallicIn Stock

2025-74

Nissan Juke

£385per month

1.0 DiG-T 114 N-Connecta 5dr DCT

Gearbox
Automatic
Fuel
Petrol
Mileage
32,000
Annual miles
10,000
Renault Arkana in Pearl WhiteIn Stock

2024-74

Renault Arkana

£396per month

1.6 E-Tech FHEV 145 Techno 5dr

Gearbox
Automatic
Fuel
Petrol
Mileage
28,000
Annual miles
10,000
Vauxhall Grandland in Contrast Grey/Black RoofIn Stock

2024-74

Vauxhall Grandland

£398per month

1.2 Turbo Ultimate 5dr

Gearbox
Manual
Fuel
Petrol
Mileage
23,000
Annual miles
10,000
Nissan Qashqai in Pearl Black MetallicIn Stock

2023-73

Nissan Qashqai

£399per month

1.3 DiG-T 158 Acenta Premium X-Tronic

Gearbox
Automatic
Fuel
Petrol
Mileage
39,000
Annual miles
10,000
Hyundai Tucson in Phanton BlackIn Stock

2022-72

Hyundai Tucson

£419per month

1.6 TGDI SE Connect 5dr

Gearbox
Manual
Fuel
Petrol
Mileage
21,000
Annual miles
10,000
Catalogue image to followFiat 500Available to Order
Available to Order

2023-23

Fiat 500

£313per month

1.0 Mild Hybrid

Gearbox
Manual
Fuel
Mild Hybrid
Mileage
30,000
Annual miles
10,000
Catalogue image to followCitroen C3Available to Order
Available to Order

2024-74

Citroen C3

£329per month

1.2 Plus Puretech 83 S&S

Gearbox
Manual
Fuel
Petrol
Mileage
35,000
Annual miles
10,000
Catalogue image to followNissan JukeAvailable to Order
Available to Order

2024-74

Nissan Juke

£349per month

1.0 DiG-T 114 N Connecta

Gearbox
Manual
Fuel
Petrol
Mileage
35,000
Annual miles
10,000
Catalogue image to followVauxhall CorsaAvailable to Order
Available to Order

2024-74

Vauxhall Corsa

£355per month

1.2 GS (75ps) 5dr

Gearbox
Manual
Fuel
Petrol
Mileage
35,000
Annual miles
10,000
Catalogue image to followPeugeot 2008Available to Order
Available to Order

2024-74

Peugeot 2008

£379per month

1.2 PureTech 130 Allure

Gearbox
Manual
Fuel
Petrol
Mileage
35,000
Annual miles
10,000
Vehicle 1 of 12Vehicle availability is confirmed during review.

Step 2

Your application appears here

Choose a vehicle above to open the short application form.

FAQs

How do the payments work?

The initial rental payment is completed when you order the car, and rentals are paid monthly and typically start a month after delivery. In a 3 year agreement, there would be 1 initial rental payment, followed by 35 monthly rental payments. Your initial rental payment is made by bank transfer, then this is Direct Debit only now.

Remember- your initial rental payment is not a deposit- it doesn't get refunded at the end of your lease.

When will I get my car?

This depends on whether the car is new or nearly new- for new cars there can often a lead time from the factory or supplying dealership, so accurate estimates are difficult, but under normal circumstances, your car should arrive in 2 or 3 weeks. For nearly-new cars sourced from our selected and trusted suppliers, the time between placing an order and delivery to your door is typically 10-12 days.

What about delivery? road tax (vehicle excise duty)?

Road tax is included in your contract for the term of your lease.

Delivery to your contract address is typically included, although please note that on some occasions a supplementary charge may be required. If you contact us, we will be happy to check for you.

Do I have to service the car?

It is your responsibility to ensure that the servicing of the car is kept up to date during the life of the contract. If you don’t keep it up, you may invalidate the warranty and face end of lease charges. It’s always a good idea to keep records of any maintenance and dealer stamp, and return them with the vehicle at the end of the contract. Please note that services can be completed by non-franchised reputable dealers as long as they only use original manufacturer parts.

Maintenance packages can be added to your contract so if this is of interest to you please be sure to ask about it when you get your quotation.

What about insurance?

You'll need to have a comprehensive insurance policy in place for the term of your lease- even if you're not using the car. Any car that has not been declared to the DVLA as off the road (SORN) should be insured at all times and it is also one of the conditions in your contract with us.

Don't forget to tell your insurer that your vehicle is on contract hire with us so they can make sure you have the right type of policy.

What happens at the end of the agreement?

At the end of your agreement, we will arrange to inspect and collect the vehicle. The inspection will be completed to BVRLA (British Vehicle Rental & Leasing Association) standards. Once the vehicle has been returned to us we will write to you detailing any charges or outstanding payments- if you have taken good care of the vehicle, there is usually very little or nothing further to pay, but things like missing service history, excess mileage or any damage to the vehicle beyond Fair Wear & Tear may be chargeable. You can find a Fair Wear & Tear guide here.

Can I get a new car at the end of my agreement?

Of course - let us know what you would like and we'll look into it for you! Equally, if you like the car you already have, it might be possible to keep it for a bit longer- just get in touch and we'll be happy to go through your options.

What happens if I have an accident or damage the car?

If you are unlucky enough to be involved in an accident or your vehicle is damaged, you'll need to contact your insurer and then let us know too. Any repairs will need to be carried out by an approved agent of the manufacturer, and should only use manufacturer original parts.

What happens if my circumstances change?

We all know that things change over time, so if you ever find that you're struggling to make your payments, need to make a change to e.g. your contract mileage or even if you're finding that your vehicle doesn't suit you as well as it used to, give us call and we'll be happy to see what we can do to help.

What happens if I get a parking ticket or speeding fine?

Because we are the registered keeper and owner of the vehicle, speeding fines, unpaid parking fines, congestion charge penalty charge notices (PCNs) are sent to us. We will make a representation to the issuer, who will then get in touch with you directly. Sometimes we might have to settle tickets for you, then recharge you for the payment plus a small administration fee.

Top tip- if you regularly use toll roads (e.g. Dart Crossing/Mersey Tunnel/M6 Toll Road etc), or town and city centres operating Congestion Charging schemes (e.g. London), it's a good idea to pre-register your vehicle to automatically pay when you use the service, as you may qualify for a discounted rate and the PCNs can be very expensive.

Any more questions?

Give us a call or drop us a line and we'll be happy to help.